Officers from the Homer Police Department would like people to beware of a possible phone scam that starts off with the caller (scammer) asking “Can you hear me?”
The “Can you hear me?” is how the scammer gets people to answer “yes” which is recorded. The scammer will use the person’s recorded “yes” to pretend that the person is agreeing to buy something or to place charges on their credit or debit cards.
The easiest way for people to avoid being scammed is to simply hang-up.
Homer Police Officersd suggest:
If you are the victim of IDENTITY THEFT, take the following steps:
- Place a fraud alert on your bank/credit accounts.
- Contact any one of the following three major credit bureaus. As soon as one credit bureau confirms your fraud alert, the other two will automatically be notified:
Equifax 1-800-525-6285 www.equifax.com
Experian 1-888-397-3742 www.experian.com
Transunion 1-800-680-7289 www.transunion.com
- Obtain a copy of your credit report through one of the above credit bureaus or by visiting: www.annualcreditreport.com
- Close any accounts that have been tampered with or opened fraudulently.
- File a report with your local police department. Keep the report number as a reference.
- File a complaint with the Federal Trade Commission (FTC). The FTC can be contacted at: 1-877-438-4338 or at www.consumer.gov/idtheft.
- If the fraud occurred via the Internet, file a complaint with the Internet Crime Center (IC3). IC3 can be reached at: 1-800-251-3221 or www.ic3.gov